Ninth Solutions

Your Finances Are Connected. Your Strategy Should Be Too.

From tax preparation to financial strategy, Ninth Solutions helps individuals and small business owners understand where they are, identify what needs attention, and create a practical path forward.

How We Work

Before We Recommend Anything, We Listen.

Your tax return is only one piece of your financial picture. Your income, business activity, expenses, debt, savings, goals, and financial decisions all affect one another. That's why Ninth Solutions starts by understanding the whole situation — not by immediately selling you a service.

Understand

We start with your story, your numbers, your goals, and what's currently creating pressure or uncertainty.

Assess

We identify the areas that need attention and determine where tax, financial, or business support may be useful.

Plan

You receive a clear recommended service path based on your actual needs — not a generic package.

Implement

Once we agree on the plan, Ninth Solutions helps put the strategy into action.

How It Works

A Clear Path From Conversation to Results.

Every client engagement begins the same way — with a conversation. From there, we assess, recommend, implement, and support. Here's what that looks like in practice.

TAX

Tax Preparation & Tax Services

  • Federal & state tax preparation
  • Schedule C & self-employment income
  • Multiple income sources
  • Business expense review
  • Estimated tax planning
  • Entity structure guidance

STRATEGY

Tax Strategy & Financial Planning

  • Tax planning & strategy
  • Cash flow analysis
  • Financial decision support
  • Business financial reviews
  • Strategic planning sessions
  • Savings & goal planning

SUPPORT

Business & Financial Implementation

  • Bookkeeping support
  • Business financial organization
  • Tax planning implementation
  • Financial organization
  • Business structure support
  • Ongoing financial support
The Process

Five Steps. One Clear Direction.

Every engagement starts with a conversation — not a sales pitch. We move at your pace, but we do move forward.

Additional services are recommended when appropriate — not automatically attached. If your situation suggests that more support could be beneficial, we'll have that conversation separately.

Discovery & Financial Assessment

Start With a Conversation. Not a Sales Pitch.

Every client's situation is different. Before recommending a service, we take time to understand what's actually happening. We'll talk through your income, business activity, taxes, financial concerns, goals, challenges, and anything else affecting the picture. You don't need to know exactly what service you need before you book. After the conversation, we'll identify the areas where Ninth Solutions can help and provide a recommended service path.

Tax Preparation

Already Know You Just Need Your Taxes Filed?

Tax preparation is still available for clients who already know what they need. If you've worked with Ninth Solutions before, or simply need tax preparation without a full planning engagement, standalone tax preparation services are available.

Individuals

Federal and state tax preparation for W-2 employees, retirees, and those with investment income.

Self-Employed & 1099

Tax preparation for freelancers, gig workers, and independent contractors with Schedule C income.

Small Business Owners

Tax preparation for business owners with multiple income sources, business expenses, and more complex situations.

Tax preparation may be where we begin — but it doesn't have to be where the conversation ends. If your return reveals larger financial or business issues, we'll let you know. No pressure. Just clarity.

If You Need Tax Preparation

A Simple, Transparent Tax Process.

For clients who need tax preparation, here's exactly what to expect. No surprises.

Submit & Schedule

Provide your tax documents and complete the intake process. We'll confirm your appointment and let you know what to bring.

Preparation

Your return is prepared carefully based on the information provided, with attention to your specific income sources and situation.

Review

We walk through the return with you, explain what was done, and flag any relevant issues or opportunities worth discussing.

Next Steps

If your situation suggests that additional planning or support could be beneficial, we'll mention it — but only if it genuinely applies. No pressure.

Our Practice

Located in the Heart of the City. Built Around You.

Our office is designed for open conversation and genuine collaboration. Financial clarity starts with feeling comfortable enough to be honest about where you are. Every visit is a judgment-free zone where your goals come first — and where we take the time to actually understand your situation before recommending anything.

Personalized

Every strategy is built around your specific situation — not a template.

Transparent

No hidden fees. No confusing jargon. No automatic upsells. Just clear guidance.

Results-Focused

We measure success by your financial progress and clarity — nothing else.

Not Sure What You Need Yet? That's Okay.

You don't have to figure out the right service before you reach out. Start with a conversation, tell us what's going on, and we'll help identify the appropriate next step.

I don't want to sell you a service before I understand what is actually happening. — Ninth Solutions